Structuring is the act of parceling what would otherwise be a large financial transaction into a series of smaller transactions to avoid scrutiny by regulators and law enforcement. [1]

May 14, 2025 · Structuring, often referred to as “smurfing”, is a technique employed in money laundering and financial fraud. It involves breaking down large amounts of illegal funds into smaller, lesser …

Nov 29, 2025 · Structuring is a specific federal financial crime that involves the deliberate manipulation of cash transactions to evade government oversight. This practice is specifically designed to bypass …

STRUCTURING definition: 1. present participle of structure 2. to plan, organize, or arrange the parts of something: . Learn more.

6 days ago · Structuring is a form of money laundering that involves breaking up large sums of illegal funds into smaller transactions. Structuring differs from smurfing, which requires multiple individuals …

Nov 19, 2025 · All financial institutions are at risk of money laundering through the use of complex schemes, including the practice of structuring. Find out what structuring involves, the potential …

Structuring is the process of organizing or arranging parts into a clear, logical system or framework. It helps create order and coherence in writing, planning, or designing.

The transactions need not exceed the $10,000 CTR filing threshold at any one bank on any single day in order to constitute structuring. Money launderers and criminals have developed many ways to …

Jun 4, 2024 · Structuring, on the other hand, is typically done to avoid detection or circumvent reporting obligations. It consists in splitting a large sum into smaller deposits to minimize noticeable transactions.

This tax lawyers guide explores structuring, money laundering, its regulatory framework, associated risks, and best practices for compliance. What is Structuring? Structuring refers to the deliberate act …